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Learn About Loans 2017-04-18T17:25:45+00:00
2209, 2014

Title Loan vs Installment Loan

We hope to explain the difference between a Title Loan per Idaho Code and an installment loan. Title Loans: Per Idaho Code: Title loan means a loan for a consumer purpose that is secured by a nonpurchase money security interest in titled personal property and that is scheduled to be [...]

2209, 2014

5 Reasons Not to Borrow

Ideal Lending will literally charge half as much as any other title lender in Idaho on a title loan, however we do not claim to be cheap. The APR we charge is about 10 times that of a traditional bank loan. In other words, we are only cheap by comparison [...]

2209, 2014

Ideal Lending vs. Other Loans

Alternative lending Payday Loans With a payday loan collateral used is a postdated check. The check is postdated to the borrowers next payday. If the borrower needs, they can pay just the interest and postpone full payment until the next paycheck. APR on these types of loans in Boise is [...]

2209, 2014

What is APR?

APR stands for Annual Percentage Rate. This is the cost of your credit expressed as a yearly rate. APR is used to calculate how much interest you pay. APR describes the interest for a whole year. For example, interest at 10% on $120 would be $12 for the year. At Ideal [...]

2907, 2013

What is required for a title loan?

Now that you know what a title loan actually is, it is time for you to learn what is required of you to be eligible for it! There actually aren’t very many requirements for a title loan from Ideal Lending, LLC because we want to make it as easy as [...]

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