At Ideal Lending, LLC, we strive to find a balance between the max the law will allow us to lend (up the the value of the car), and the ease of repayment for our customer (a lower loan amount). The terms can range from 30 days to 12 months, though there is never a prepayment penalty. We will work with you to find the best amount to fit your budget and needs. Call 208-336-5626 today to get started! We are located in Boise, ID and are happy to help you with your title loan needs.